Current Distribution and Franchise Law
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This is how you can file a claim with the Insurance Consortium if you are affected by the damage caused by the DANA in Spain
December 05 , 2024 // Specialty : Environmental liability
Published in https://www.businessinsider.es/economia/puedes-reclamar-consorcio-seguros-estas-afectado-danos-dana-espana-1419025
The DANA has wreaked havoc in a large part of Spain, especially in Valencia, but also in Aragon, eastern Castilla-La Mancha and Andalusia, leaving several dead and missing, as well as incalculable material damage. Among so much human misfortune, we must also take into account the material ...
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How to claim damages caused by natural disasters such as DANA
November 05 , 2024 // Specialty : Environmental liability
Published in Consumer
People directly affected by a natural disaster are entitled to various compensations and aids, depending on the characteristics of the catastrophe Steps to claim damagesWhen a natural disaster occurs, such as the recent floods that have mainly affected the provinces of Valencia and ...
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The compensation that the almost 14,000 passengers affected by the cancellation of the trains can claim
October 25 , 2024 // Specialty : Consumer Rights: consumers and users defense
Published in El Diario
Facua reminds that railway companies are obliged to offer the continuation of the journey under comparable transport conditions and as soon as possible, or the continuation of the journey or driving on an alternative route, under comparable conditions, at a later date that suits the traveller. ...
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A single trafficking victim receives more than 3 million euros in compensation
May 10 , 2024 // Specialty : Liability derived from the use of motor vehicles
Published in ABC
For the first time, since the publication of the new auto scale, an individual victim of a traffic accident is compensated with an amount greater than 3,300,000 euros. The insurer of the offending driver has been ordered to pay said amount as civil liability. For his part, the driver has ...
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Civil Liability Insurance: what it is and why it is important to be insured
April 10 , 2024 // Specialty
Published in Granada Hoy
In life, different situations and circumstances can occur that cause damage to personal assets. The solution and repair of individual properties must be covered through insurance that is solvent and effective in the event of a claim made by a person. For this reason, Civil Liability Insurance is ...
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The civil liability of robots (and III)
March 14 , 2024 // Specialty
Published in El Economista
The literal wording refers to the "injured person", which seems to extend beyond the consumer, but the reality seems to be different, and that is that this Law grants protection specifically to consumers and users, and not to any potential person harmed by the damage caused by the defective produ ...
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They compensate a woman who tripped over a sunken manhole cover in Llanes with more than 3,000 euros
February 07 , 2024 // Legal Reforms and Debate : Liability of public bodies
Published in La Voz de Asturias
The victim filed a claim after suffering, as a result of the fall, a fracture in her arm, a sprained ankle and persistent pain in her shoulder. The Plenary Session of the Advisory Council of the Principality of Asturias has issued a ruling that requires the Llanes City Council to compensa ...
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The civil liability of robots
January 19 , 2024 // Specialty
Published in El Economista
The concept of a robot is not something new, since the birth of robotics there have been many different meanings that have been given to the word depending on the technological development of the stage in question. The most essential characteristic of the robot is that of possessing artif ...
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Compensation of 130,000 euros for losing an eye after a beer bottle exploded
December 15 , 2023 // Specialty
Published in El Independiente
The Supreme Court (TS) has confirmed the almost 130,000 euros in compensation for the owner of a bar who lost an eye due to the explosion of a beer bottle, considering that it was an "unusual" event whose consequences must be repaired even though the responsible company did not have any "reckless ...
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Work accidents and employers' civil liability
November 22 , 2023 // Specialty
Published in El Comercio
Article 156.1 of the General Social Security Law, approved by RDL 8/2015, of October 30, provides that: "A work accident is understood to be any bodily injury that the worker suffers on the occasion or as a consequence of the work that executed on behalf of others. When a work accident oc ...
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Dog liability insurance: here's what you need to know
October 26 , 2023 // Specialty
Published in El Periódico de España
The new animal law forces owners to have compulsory civil liability insurance until now only necessary for 'potentially dangerous' ones. Pets give life to homes and become another member of the family. Ensuring their well-being and taking care of pets as they deserve should be one of the ...
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The Government explains which home insurance will be valid to cover the civil liability of the dog
September 27 , 2023 // Specialty : Liability of a condominium
Published in Animals Health
The general directorates of Insurance and Pension Funds and the Directorate of Animal Rights have published an informative note on civil liability insurance for dog owners included in Law 7/2023, of March 28, on the Protection of rights and the welfare of animals. In the document they poi ...
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Artificial intelligence and civil liability
August 13 , 2023 // Specialty
Published in Lau & Trends
Artificial intelligence has undergone a dizzying evolution in recent decades and we can affirm that it is present in all areas likely to generate legal relationships deserving of protection. We can define artificial intelligence following the Resolution on Civil liability regime for artif ...
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Franchise insurance is a very good option if you want to hire cheap insurance
July 06 , 2023 // Specialty : Liability derived from the use of motor vehicles
Published in Diario Motor
If you have recently bought a car, you will know that one of the things you must do to be able to drive with your car is to take out insurance. If you are new to the world of insurance, it is normal for you to have many doubts, since there are different types and each one can offer different cove ...
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Civil liability for nuclear damage will apply to radioactive sources
June 02 , 2023 // Legal Reforms and Debate : Environmental liability
Published in INESE
Another novelty that this legislative modification brings with it is the geographical scope of the operator's liability in the event of an accident that occurred during the transport of nuclear substances carried out between Spanish territory and the territory of a country that is not a contracti ...
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Why your company needs General Civil Liability Insurance
May 03 , 2023 // Specialty
Published in INESE
In addition to focusing on generating as much money as possible, companies must make an effort to guarantee the safety of their employees, having policies that can protect them against any type of accident. From this need, the concept of civil liability insurance for companies was born, which we ...
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Never stop reading the fine print on Civil Liability insurance
April 07 , 2023 // Specialty : Professional Liability: lawyers, doctors and other professionals
Published in Gaceta Médica
Civil liability is a major concern for any professional, but in the healthcare sector, where the impact of malpractice can be devastating, the need to protect yourself is even greater. There are many risks when choosing a liability policy, and not all insurance companies offer adequate coverage. ...
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Everything you need to know about mandatory dog insurance
March 10 , 2023 // Specialty
Published in El Correo
After a few days of negotiation and quite a bit of controversy, the Congress of Deputies finally gave the green light to the long-awaited Animal Welfare Law on February 9. Now the law has been sent to the Senate, where it must continue to be processed, but pending changes, we can already know the ...
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In which cases is it recommended that the self-employed have civil liability insurance?
February 08 , 2023 // Specialty : Professional Liability: lawyers, doctors and other professionals
Published in Telemadríd
Civil Liability insurance is not mandatory for the self-employed except in specific cases that mark their activity. However, it is the best weapon to safeguard the professional's assets, as explained to us by Juan Antonio Marín, president of FECOR (Federation of Professional Organizations ...
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What is the residual role of civil liability in relations between community members?
January 27 , 2023 // Specialty : Liability of a condominium
Published in Ambito Jurídico
A citizen requested to declare her counterpart civilly responsible for the extra-contractual liability regime for unilaterally occupying several assets without the consent of another community member. Consequently, she claimed that the defendant be ordered to pay her 50% of all the fruits that sh ...
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What are the criminal and civil consequences that derive from the exclusive fault of the victim in a traffic accident?
January 20 , 2023 // Specialty : Liability derived from the use of motor vehicles
Published in El Derecho
APPROACH In a traffic accident, there is not always a direct fault of the driver causing the accident, but rather many circumstances that contribute to its occurrence. In this case, when we analyze what the victim's conduct was, we can give rise to assessing the influence that this had on ...
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Judges warn insurers that not everything goes when it comes to taking out insurance
November 30 , 2022 // Specialty
Published in Economist & Jurist
"The lack of transparency is what causes this sector to have so much litigation" As was revealed at the XXII Congress of Civil Liability and Insurance Lawyers held in Barcelona, o ...
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The US capital will cover the civil liability of half the SNS
November 17 , 2022 // Specialty : Professional Liability: lawyers, doctors and other professionals
Billionaire Warren Buffett's company takes over the civil liability policies of half of Spain. The entry of US capital into Spain revolutionizes the future of civil liability insurance in the National Health System (SNS). After the pandemic, most of the autonomous communities were seeing how it w ...
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Health Professional Civil Liability insurance will no longer be offered by some insurers
November 09 , 2022 // Specialty : Professional Liability: lawyers, doctors and other professionals
Published in Acta Sanitaria
The Uniteco Professional insurance brokerage has warned that healthcare companies and professionals are "at risk", since "some insurance companies stop offering Healthcare Professional Civil Liability insurance", in the face of which it assures that it has developed "programs that provide solutio ...
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Commission proposes new liability rules for artificial intelligence
November 04 , 2022 // Legal Reforms and Debate
Published in Cuatre Casas
The European Commission has presented two legislative proposals that introduce liability rules for Artificial Intelligence (“AI”): (i) the proposal to revise Council Directive 85/374/CEE, of July 25, 1985, on the approximation of the laws, regulations and administrative provisions of ...
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The extrajudicial claim against the insured interrupts the prescription period against the insurer
October 28 , 2022 // Legal Reforms and Debate
Published in INESE
The First Chamber of the Supreme Court determines that, since the liability of the insurer that is demanded through direct action is presumed to be the responsibility of the insured, the extrajudicial claim against the latter also interrupts the prescription regarding the insurer. This wa ...
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The importance of professional civil liability insurance for your company or organization
October 07 , 2022 // Specialty
Published in Diario Jurídico
In cases of losses of any kind, being mainly economic losses caused by some specific mishap, it is essential to have the services of an insurance company, which from the payment of a premium covers the damages caused to third parties, to ...
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Weddings, baptisms and communions: guide to complain about bad service
June 03 , 2022 // Specialty : Consumer Rights: consumers and users defense
Published in La Razón
Having a contract where all the details and conditions are recorded is key, not only to be guaranteed a good service, but also to have more options to claim in case of disagreement with the company. After two years postponing the celebrations due to the health crisis, this spring has brou ...
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Robots and Civil Liability
April 22 , 2022 // Specialty
Published in Asuntos Legales
Nothing better than science fiction literature to give us an approximation to the cases that, i ...
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Cyber scams, mules and the civil liability of banks in this type of crime
April 08 , 2022 // Specialty : Professional Liability: lawyers, doctors and other professionals
Published in Legal Today
Cyber scams are on the rise, in vogue: their rise and frequency is unstoppable. Like all human pr ...
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Civil liability insurance, why should managers and directors hire it?
March 25 , 2022 // Specialty : Professional Liability: lawyers, doctors and other professionals
Published in Qué!
Company directors and administrators must be clear that their professional development entails risks and responsibilities of ...
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The Constitutional Court revokes an entry into prison for not paying civil liability for injuring a police officer
March 17 , 2022 // Legal Reforms and Debate
Published in El Salto Diario
The high court recalls that the jurisprudence of the European Court of Human Rights prohibits the imposition of custodial se ...
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Atra warns about the civil liability of the testers in the workshop:
February 04 , 2022 // Specialty
Published in Info Taller
The employer warns that this "supposed guarantee" would only act with a franchise in the case of personal injury of up to &e ...
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Nájera admits to processing a claim for damage to a vehicle due to a pothole
January 27 , 2022 // Specialty : Liability derived from the use of motor vehicles
Published in La Rioja
The driver maintains that a hole next to the pedestrian crossing of the San Fernando school caused the steering of t ...
